Real estate purchase
Expertise and passionBuying a property is often the dream of a lifetime, a moment of happiness and euphoria. Despite the excitement, it is important to be aware of the legal and bureaucratic aspects. Our real estate agents are qualified and always up to date with the latest developments in the real estate market. Our goal is to provide you with a complete service, from individual consultancy and property visits to the signing of the purchase contract.
Transparent and professional consultancy
Our goal is to help you in the decision-making process and subsequently throughout the entire purchase process. We set strict quality standards to ensure the right price-performance ratio for the property. Based on your needs and expectations, we will explain the advantages and any potential disadvantages of each offer. Our aim is to find the right property for you. We look forward to showing you our listings. Feel free to contact us, we are at your disposal.
Check Financial affordability
Before taking out a mortgage, it’s important to assess your financial capacity. With the mortgage calculator, you can determine your financial affordability in just a few minutes.
Calculate the minimum parameters required to finance the desired property quickly and easily online. Ideally, at least 20 percent of the property’s value should be financed with your own equity. The remaining 80% can be financed by a third party in the form of a mortgage.
What counts as equity? Equity can come from many different sources such as savings, securities, third-pillar savings, or advances on inheritances, for example. At least 10% of the financing must be provided by “hard” equity. The remaining amount can be withdrawn from your pension fund.
Mortgage interest rates, ancillary costs and amortization each year must not exceed 33% of your annual gross income.
This is only a guideline. The calculations are for information purposes only and are not binding. Any actions taken based on the calculation results remain the sole responsibility of the user. We recommend consulting a mortgage advisor for further information.
This tool serves only as a guide and does not guarantee a binding offer.
We accompany you throughout the entire purchasing process
Have you found a property that could meet your needs and requirements? Get in touch with us to clarify any doubts you may have or to arrange a non-binding initial visit. Should the property not be right for you, we will register your search criteria and show you other properties.
We show you the property and inform you about its features. As professionals we are familiar with the details of all our properties. Based on your needs and expectations, we will evaluate with you the advantages and possible disadvantages of the property.
Should you like the property, we will forward you documentation with additional details about the property. We will support you throughout the decision-making process and if necessary, help you negotiate with the seller.
You have decided to say “yes” to your new home. You usually confirm this in advance in a letter, which sets out the purchase price and desired handover date, unless you can sign the reservation contract immediately.
On request, we can support you in finding a financing partner. We work with independent financial institutions with whom our customers have had excellent experiences in recent years. The brokerage is free of any vested interests.
At this point, proof of financing must be submitted and the final purchase commitment, respectively the reservation contract, must be signed. By signing the reservation contract, the buyer agrees to make an initial down payment, which usually amounts to around 10% of the purchase price. At this point you have taken the first step toward purchasing a property.
In cooperation with the notary public, the purchase contract will be drawn up, which we will be happy to explain to you in detail. We help you obtain any missing documents and coordinate with the financial institutions the preparation of the irrevocable promise of payment as well as the delivery of any mortgage certificates. We arrange the notary appointment and accompany you to the notarial deed. Subsequently, the contract must be signed by the buyer, seller, and notary. However, it should be noted that you are only considered the owner with the entry in the land register.
You have acquired the property of your dreams! We are happy for you and remain at your disposal for any concerns you may have. Do you need help with moving or renovation? We will be glad to support you. Our expertise also includes project realization and renovation of existing properties.
